How We Bought A House Making Under $35K a Year

Note: There are affiliate links in this post, which help support To Love and To Learn. In case you’re just tuning in, I’m doing a special Finance + Frugality week here on the blog in honor of the Master Your Money Bundle, which just became available. Whether you’re just starting out your journey with being …

Finances, Money

Why We Converted Our Old 401K to a Roth (+ Why You Might Consider Doing the Same)

Hey, everyone! I’m really excited about this week because I’ll be doing a Finance + Frugality theme all week here on the blog in honor of the brand-new Master Your Money Bundle! Whether you’re a seasoned personal finance nerd (like myself) or just wanting to get a better handle on your finances, there’s something in …

Why Tracking My Net Worth Has Been a Game-Changer (& Why I Think Everyone Should Do It)

If you would have asked me what associations I had with the idea of tracking my net worth a few years ago, I might have told you that it conjured up images of Prince John in the Disney movie Robin Hood–in other words, someone who greedily counted every coin and dollar and was constantly thinking …

Save $1000 in 100 Days Challenge

How We Saved $1000 in 100 Days

A few months ago, I was pretty frustrated with our financial situation. Despite my husband having received quarterly raises this year and me getting more jobs through my photography business than I ever have before, it seemed we were never gaining any real traction on our goals. Back in January, as part of my 101 …

How to Save Money on Medical Bills

Money Saver #2: Ask for the Discount (esp. on Medical Bills!)

In case you’re just tuning in, my household is currently in the middle of trying to save $1000 in 100 days, a challenge I created to stretch my frugal muscles and finally make some headway on our larger goal of trying to save $10,000 in our emergency fund. The $1000 in 100 goal was going …

Money Saver #1: Tackling the Freezer

Last week, I announced our intention of adding $1000 to our emergency fund over the next 100 days. Now, for some families, this wouldn’t be too much of a stretch, but for us, trust me when I say that this is going to be a true challenge (especially as we are expecting the hospital bills …

Saving For a Down Payment: Keep Your Eye on the Prize

If you’ve been a follower for a long time, you *might* remember that I participated in a spending freeze in January in order to try and curb our spending and be more mindful about saving. The spending freeze proved to be like a great big “reset” button for our money habits, which was great–up to …